Home Buying Process – Step By Step Guide

The Process of Buying a Home

A step by step guide through the transaction process for both experienced and first time home buyers.

Buying a home is one of the largest investments most people will make in a lifetime, and we as Realtors are here to assist you through the process with dedication and your best interest at heart. Even if you have previously purchased a home, many laws and regulations have been changed within the Real Estate Industry in recent years. Many people choose to rent instead of purchase simply due to the fear of the home buying process; However, as experienced and educated Realtors it is our personal duty and honor to walk with you step by step through the following process while working on your behalf to make your transaction as smooth as possible:

Contact Us! -Once you have reached out to a Realtor, we have the ability to give you access to many properties listed in the MLS and you will be allowed to save any homes you are interested in. (Upon deciding to purchase you may wish to decide how you chose how to fund the sale. If you wish to finance, speak with your loan officer about obtaining a “Pre Qualification Letter” or ask your Realtor for suggested Lenders and discuss financing options such as VA and FHA loans for eligible properties.)
Look, Look, Look! -Narrow the searches you and your Realtor have gathered to the properties that meet your criteria and your Realtor can schedule showing appointments for you to look at them yourself.
Make an Offer! -If you have found a home that you wish to purchase your Realtor will write and offer to Purchase. At this point there may be negotiations between your Realtor and the Seller’s but once an agreement has been made and all parties have signed you are officially under contract! An “Earnest Money” deposit will be collected and held through closing at which time the funds will be credited towards the purchase price.
Choose an Attorney -In South Carolina both parties are represented separately throughout the transaction to closing. During the process the title to the home will be researched and cleared for your purchase. The attorney will work closely with both your Realtor and Loan Officer (If you choose to finance) If you do not have an attorney, your Realtor may give you a list of Law Offices in your area; Once you have chosen the Realtor will send the ratified contract in to be processed.
Order a Home Inspection! -Although this is not a requirement, it is always advised that Buyers order a Home Inspection within the time allowed per your contract in order to protect themselves. This inspection report will state any faults with the home. South Carolina Law states that any Structural, Plumbing or Electrical defects may allow the Buyer to withdraw from the sale without penalty in the event that said items are deemed unsatisfactory and the Seller neglects to correct said items or agree on a monetary compensation for the required repairs.
Review the Wood Infestation Report (Commonly referred to as a CL100) -This inspection is most often provided by the Seller unless otherwise stated in the purchase agreement. The report will state any concerning moisture levels, wood rot, Active or previously treated termites or any other wood destroying organisms. The CL100 will most likely be ordered by the Closing Attorney within 2 weeks of closing as the report is only valid for 30 days. Any issues stated which would hinder the sale of the property must be treated and/or repaired prior to closing.
Schedule Your Final Walk Through! -All Buyers are given the right to a final walk through inspection with their Realtor prior to closing.
Close! -After all necessary steps have been completed and any loan documents are prepared, your Attorney will schedule a Closing time to review and sign all financial and binding documents. When both parties have signed closing documents the Attorney will record the deed into your name as the Buyer, at which time you are officially a Home Owner!

Ace Realty looks forward to assisting you and is dedicated to providing quality, client level service (download the brochure explaining agency). Thank you for visiting our website: www.AceRealtySC.com

NEWEST MYRTLE BEACH HOMES FOR SALE

$649,000

3 Beds ⋅ 2 Baths ⋅ 2622390 MLS

Lightly lived in, fully furnished, and loaded with upgrades added after purchase, this 2024 Summerwood offers the feel of new construction with the extras already done for you. The open floor plan centers around a chef's kitchen with an oversized quartz island and seating, gas cooktop with custom vented hood, built-in wall oven and microwave, subway tile backsplash, cabinetry to the ceiling, and a walk-in corner pantry. The Samsung Family Hub refrigerator conveys, with a built-in touchscreen for calendars, photos, recipes, music, and smart-home controls. Motorized shades run throughout and answer to Alexa or the refrigerator screen, so you can adjust the light across the whole house with one command. Wide-plank flooring flows through the main living areas, where a Frontgate entertainment center anchors the gathering room. HOA open space sits directly across the front, so no neighboring home looks back at you. Privately situated at the rear, the owner's suite features a tray ceiling, double quartz vanity, walk-in tiled shower with bench seating, and a custom closet system. Restoration Hardware furnishings convey. Two additional bedrooms and a full bath provide a separate space for guests in this split floor-plan. The laundry room is equally well finished with cabinetry, a folding counter, and LG front-load washer and dryer with storage pedestals. The two-car garage extends approximately 34 feet deep, leaving valuable extra room behind the vehicles for a golf cart, workshop, storage, or all the beach gear. Outside, the seller continued the upgrades with custom tile added to the screened porch and an extended concrete patio, creating even more space for relaxing and entertaining. A landscaped berm provides privacy and screening along the rear of the property. Del Webb at Grande Dunes is a 55+ community built around a 15,000-square-foot clubhouse with indoor and outdoor pools, fitness center, arts and crafts studio, card room, pickleball, tennis, bocce, and a full-time lifestyle director. HOA dues also include membership to the oceanfront Grande Dunes Ocean Club. The beach, marina, dining, and shopping are all just minutes away. Turnkey, upgraded, fully furnished, and ready to enjoy. Just bring your suitcase and start living the Grande Dunes lifestyle!!

6556 Torino Lane, Myrtle Beach

$399,900

4 Beds ⋅ 3 Baths ⋅ 2622387 MLS

Spacious 4-Bedroom Home in St. James school district! Discover this beautiful two-story home in a serene boutique community at the south end of Myrtle Beach. Featuring 4 bedrooms, 2.5 baths, a large open-concept great room and kitchen with island, stainless Whirlpool appliances, and walk-in pantry. First-floor flex space perfect for office or den. Upstairs primary suite with huge walk-in closet and luxurious bath. Set on a large lot with a peaceful pond, close to Murrells Inlet, shopping, and the Grand Strand lifestyle!

154 Brittmore Park Pl., Myrtle Beach

$384,900

3 Beds ⋅ 2 Baths ⋅ 2622385 MLS

The Orchid floorplan offers a charming and functional design perfect for modern living. This home features three bedrooms, two bathrooms, and a rear covered porch for outdoor enjoyment. The kitchen boasts quartz countertops and a tile backsplash, while the owner's bath is enhanced with quartz countertops and a tiled shower. Amenities include a pool, clubhouse, fitness center, pickleball courts, sidewalks, and a bark park, among many other features. This home is located in Traditions, a brand-new community situated in the desirable Carolina Forest.

1241 Saxon Ct., Myrtle Beach

$511,900

4 Beds ⋅ 3 Baths ⋅ 2622373 MLS

Welcome to the Waverunner plan, offering 2,666 square feet of versatile living space for busy families and weekend loungers alike. This home features four bedrooms and a spacious open-concept kitchen and great room, complete with a kitchen island and breakfast nook. Step outside onto the patio to savor your morning coffee in style. Upstairs, discover a vast loft area perfect for a media room, playroom, or workout space. Customize your kitchen with our gourmet island option or add French doors to the dining room for a touch of elegance. The luxurious Owner's Suite boasts tray ceilings, an L-shaped walk-in closet, and a double sink vanity for added convenience. Additional features include two generously sized bedrooms, a full bath, and a luxurious owner's suite. Make this home your own by adding a sunroom to one of the bedrooms - because living in the Waverunner means coming home to pure relaxation every Friday night.

175 Broughton Dr., Myrtle Beach

$649,900

3 Beds ⋅ 3 Baths ⋅ 2622370 MLS

Welcome to 406 Harbour View Dr, a beautifully situated 3-bedroom, 2.5-bathroom home offering peaceful pond views, spacious living areas, and an inviting setting you'll love coming home to. With a desirable layout and thoughtful outdoor spaces, this home offers the perfect combination of comfort, functionality, and charm. Inside, the home features a welcoming floor plan with plenty of space for relaxing and entertaining. The primary bedroom offers a private retreat complete with a walk-in closet, providing plenty of storage and everyday convenience. The additional bedrooms offer flexibility for family, guests, a home office, or whatever best fits your lifestyle. Step outside and enjoy the peaceful surroundings from multiple outdoor spaces. The home features balconies on both the front and back, giving you the perfect places to enjoy your morning coffee, unwind in the evening, or take in the beautiful pond views. The pond-facing setting provides a tranquil backdrop and adds an extra level of privacy and appeal to the home. A 2-car garage provides convenient parking along with additional room for storage, bikes, beach gear, and everyday essentials. With its attractive setting, pond views, multiple balconies, and functional floor plan, this home offers plenty of features that today's buyers are looking for. The location is another highlight, offering the convenience of being close to the area's shopping, dining, entertainment, and everyday necessities while providing a peaceful place to retreat at the end of the day. Whether you're searching for a full-time residence, second home, or investment opportunity, 406 Harbour View Dr is a property worth seeing. Don't miss the opportunity to make this inviting pond-view home your own!

406 Harbour View Dr., Myrtle Beach

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